Building a House Checklist

Finances

• If you haven't started saving, do so now!
• Review your current financial situation.
• Get a credit report.
• Research your mortgage and finance options.
• Meet with a financial advisor to discuss your options.
• Reduce or eliminate outstanding debt, consider rolling your debt into your mortgage.
• If you are a first time home owner, investigate government grants and financial aid.
• Set a budget.
• Get homeowner's insurance if you don't already have it.

Location

• Determine several areas you'd like to live in.
• Decide if you will buy an empty plot of land or one that is occupied and will need clearing.
• Research various neighborhoodsResearch city council, schools, crime rates, parks and public spaces, transportation, shops, banks, leisure and cultural activities, nightlife, etc.
• Research site locationsReview newspapers, websites, real estate publications, making visits and discussing with friends and family.
• Find a real estate agent to help you search for properties.
• Make appointments to view land.
• Buy the land.

Construction

• Brainstorm, make plans and blueprints.
• Be sure that you are compliant with local planning and building laws.
• Get a planning permit.
• Get a building permit.
• Find a surveyor.
• Arrange for several required inspections throughout the building process.
• Research your service providers before signing contractsFind builders and tradesmen you can trust and are comfortable with.
• Read all documents carefully before signingKeep all papers in a secure location.
• Read architecture and design magazines and websites to gain inspiration.
• Visit a home show to get ideas for style, design, floor plans, etc.
• Make your new home energy efficient.Go green!
• Find an architect.
• Find a carpenter.
• Find a plumber.
• Find an electrician.
• Find painters.
• Buy appliances.
• Create a timetable for when tasks need to be completed.
• Find utility companies (gas, electric, water).
• Acquire telephone, cable and/or internet services.
• Find a landscaping company or gardener.
• Get a security/alarm system.
• Once construction is complete and you have a certificate of occupancy, do a final walk through with your builder for careful inspection.

Misc.

• Be flexible and understanding if things dont go according to plan, but also firm in your objectives, budget and timelines.
• Find a moving company to help you transition to your new home.
• See our 'Moving' checklist for related tasks and deadlines.
• Hire a professional cleaning company before you move in.
• Hire an interior decorator.
• Buy new furniture.
• Once you are settled in your new home, have a housewarming party!